{"id":70,"date":"2013-07-17T13:00:32","date_gmt":"2013-07-17T13:00:32","guid":{"rendered":"http:\/\/jpress.journalism.ryerson.ca\/workshop2\/?p=70"},"modified":"2013-07-17T13:00:32","modified_gmt":"2013-07-17T13:00:32","slug":"privacy-policy","status":"publish","type":"post","link":"https:\/\/corporatebenefits.ca\/royallepage\/?p=70","title":{"rendered":"Privacy Policy\/Protection de la vie priv\u00e9e"},"content":{"rendered":"<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\" align=\"left\">\n<tbody>\n<tr>\n<td valign=\"top\" bgcolor=\"#FFFFFF\">\n<table id=\"table3\" width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td width=\"90%\"><span style=\"font-family: arial, Arial, Helvetica\">About Your Privacy<\/span><\/td>\n<td align=\"right\" width=\"10%\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"color: #282c18;font-size: small\">At Corporate Benefit Consultants, your privacy is, and always has been, very important to us. We are dedicated to providing you with superior service while protecting your privacy and safeguarding your personal information.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"color: #282c18;font-size: small\">&#8220;Personal Information&#8221; is defined in Canada&#8217;s\u00a0<i>Personal Information Protection and Electronic Documents Act<\/i>\u00a0(&#8216;PIPEDA&#8217;) as information about an identifiable individual, though it does not include the name, business title, business address or telephone number of employees of organizations.<\/span><\/p>\n<p><span style=\"color: #282c18\"><b>Our ten privacy principles<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Corporate Benefits is committed to maintaining the accuracy, confidentiality and security of your personal information. As part of this commitment, Corporate Benefits has adopted the following ten principles, based on the values set by the Canadian Standards Association&#8217;s\u00a0<i>Model Code for the Protection of Personal Information<\/i>\u00a0and Canada&#8217;s PIPEDA.<\/span><\/p>\n<ol>\n<li><span style=\"color: #282c18;font-size: small\"><b>Accountability<\/b><br \/>\nWe shall designate one or more individuals to be responsible for maintaining and protecting the personal information and be accountable for compliance with these principles.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Identifying Purposes<\/b><br \/>\nThe purposes for which personal information is collected shall be identified before or at the time the personal information is collected.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Consent<\/b><br \/>\nIndividual&#8217;s consent will be obtained for the collection, use or disclosure of personal information, except where the law provides an exemption.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Limiting Collection<\/b><br \/>\nThe personal information we collect shall be limited only to that which is necessary for the purposes identified.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Limiting Use, Disclosure and Retention<\/b><br \/>\nPersonal information shall only be used or disclosed for the purposes for which it was collected, unless an individual has otherwise consented or when it is required or permitted by law. Personal information shall be retained only as long as necessary for the fulfillment of those purposes.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Accuracy<\/b><br \/>\nWe shall keep personal information as accurate, complete and up-to-date as may be necessary to fulfill the purposes for which it is to be used.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Safeguards<\/b><br \/>\nWe shall protect personal information using security safeguards that are appropriate to the sensitivity level of the personal information received.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Openness<\/b><br \/>\nCorporate Benefit Consultants will provide information to individuals about our policies and procedures relating to the management of personal information that is under our control.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Individual&#8217;s Access<\/b><br \/>\nOn written request to our Privacy Officer, an individual will be informed of the existence, use and disclosure of their personal information that is under our control, and may be given access to that personal information as required and permitted by law. Individuals are entitled to challenge the accuracy and completeness of that personal information and request that it be amended, if appropriate.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Handling Enquiries or Complaints<\/b><br \/>\nAny questions or enquiries concerning compliance with our privacy policies and procedures may be addressed to our Privacy Officer, as set out below.<\/span><\/li>\n<\/ol>\n<p><span style=\"color: #282c18\"><b>Why we collect and use personal information<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Collecting personal information about you is essential to our being able to provide the products and services that best meet the needs of both yourself and\/or authorized third parties (&#8220;Client&#8221;). While the personal information we collect may come directly from you, it may also be provided by our affiliates or other third parties (such as employers, insurance companies, insurance brokers or agents, credit organizations, motor vehicle and driver licensing authorities, financial institutions, medical professionals, etc.).<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Personal information may be used:<\/span><\/p>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/en\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">To determine eligibility for products and services<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/en\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">To process applications for Clients, and provide requested information, products or services<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/en\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">To understand and assess Clients&#8217; ongoing needs and offer products and services to meet those needs<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/en\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">For billing and accounting services relating to our products and services<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/en\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">For Client communication, service and administration<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/en\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">For claims administration<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/en\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">For internal, external and regulatory audit purposes<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/en\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">To comply with legal and regulatory requirements<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/en\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">To share or exchange reports and information with credit reporting agencies, credit bureaus, and any other person, corporation, firm or enterprise to verify the accuracy of personal information.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"color: #282c18;font-size: small\">Personal information may also be used for other purposes, subject to obtaining your prior consent for such use.<\/span><\/p>\n<p><span style=\"color: #282c18\"><b>Consent to use personal information<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Consent may be obtained in various ways. We may obtain your express consent or we may determine that consent has been implied by the circumstances. Express consent could be in writing (for example in a signed consent, e-mail or application form), or verbally in person or over the telephone. When we receive personal information from you that enables us to provide you with a requested product or service, your consent to allow us to deal with that personal information in a reasonable manner would be implied. If you need to provide personal information about other individuals (such as employees, dependants, etc.), you must obtain their consent for these purposes prior to your disclosure to us.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Providing us with your personal information is always your choice. When you request services from us, we ask that you provide information that enables us to respond to your request. In doing so, you consent to our collection, use and disclosure to appropriate third parties of such personal information for these purposes. You also authorize us to use and retain this personal information for as long as it may be required for the purposes described above. Your consent remains valid even after the termination of our relationship with you, unless you provide us with written notice that such consent is withdrawn. By withdrawing your consent, or not providing it in the first place, you may limit or even prevent us from being able to provide you or an authorized third party (such as an employer) with the products or services desired.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">In certain circumstances, consent cannot be withdrawn, such as where personal information is required for policy issuance or renewal, insurance underwriting or claims administration of current policies. There are also legal exceptions where we will not need to obtain consent or explain the purposes for the collection, use or disclosure of personal information. For example, this exception would apply if there is an emergency that threatens the life, health or security of an individual, or if we must comply with a court order.<\/span><\/p>\n<p><span style=\"color: #282c18\"><b>Sharing personal information with others<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">We are not in the business of selling client lists or personal information to others. In providing our services, we may need to disclose the personal information we collect to affiliates, subsidiaries, successors and other service providers or agents who perform various functions for us (such as underwriters and claims adjusters).<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">As Corporate Benefit Consultants continues to develop and grow, we may buy or sell parts of a business. As our businesses consist primarily of client relationships, information regarding the particular accounts or services being purchased or sold could include personal information and be one of the transferred business assets.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">In certain circumstances, we may be required to provide personal information to third parties for legal or regulatory purposes.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">We may also use this personal information to assess your future needs and to offer the products and services that may best meet those needs, from ourselves, our affiliates or reputable organizations selected by us. If you do not wish to receive these offers or such information, please contact our Privacy Officer as outlined below in the contact information section.<\/span><\/p>\n<p><b><span style=\"color: #282c18\">Keeping information accurate<\/span><\/b><\/p>\n<p><span style=\"color: #282c18;font-size: small\">It is important that your personal information is accurate and complete. Having accurate information about you enables us to give you the best possible service. You have the right to access, verify and amend the information we have about you. We rely on you to keep us informed of any changes, such as a change of address, telephone number or any other circumstances &#8211; simply contact your local office representative.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Despite our best efforts, errors sometimes do occur. If you identify any personal information that is out-of-date, incorrect or incomplete, let us know and we will make the corrections promptly and use every reasonable effort to communicate these changes to other parties who may have inadvertently received incorrect or out-of-date personal information from us.<\/span><\/p>\n<p><span style=\"color: #282c18\"><b>How we safeguard personal information<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">At Corporate Benefit Consultants, we employ physical, electronic and procedural safeguards to protect our systems and all personal information under our control against unauthorized access and use. All safety and security measures are appropriate to the sensitivity level of the information collected.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Our service providers and agents are required to maintain Client confidentiality, and may not use the information for any unauthorized purpose.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Employees are governed by strict standards and policies to ensure that personal information is secure and treated with the utmost care and respect.<\/span><\/p>\n<p><b><span style=\"color: #282c18\">Privacy and the Internet<\/span><\/b><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Corporate Benefit Consultants may collect user information from its websites (for example, via cookies which are alphanumeric identifiers transmitted from a website to a visitor&#8217;s browser and IP address). This information is used solely for enabling us to provide you with a customized online experience and to find ways to improve our site. Although cookies are widely used, it may be possible to disable cookies via your browser settings. However, in so doing, some websites may not function properly or optimally.<\/span><\/p>\n<p><span style=\"font-size: small\"><span style=\"color: #282c18\">The Corporate Benefit Consultants website may contain links to other third party sites that are not governed by this privacy policy. Although we endeavor to link only to sites with high privacy standards, our Privacy Policy will no longer apply once you leave this website (&#8220;www.corporatebenefits.ca\/royallepage\/en&#8221;). We are not responsible for privacy policies employed by other third parties or any foreign affiliates (including the &#8220;<\/span><a href=\"http:\/\/www.abcbenefits.com\/\" target=\"_blank\"><span style=\"color: #282c18\">www.abcbenefits.com<\/span><\/a><span style=\"color: #282c18\">&#8221; website managed by our affiliate The Alliance of Benefits Consultants). We suggest, therefore, that you examine the privacy statements of those sites to learn how personal information may be collected, used and\/or disclosed.<\/span><\/span><\/p>\n<p><span style=\"color: #282c18\"><b>Contact information<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Please contact our Privacy Officer to obtain further information about our policies and procedures or if you have any unresolved enquiries or concerns. Our Privacy Officer can be contacted as follows:<\/span><\/p>\n<div align=\"center\">\n<table id=\"table1\" width=\"40%\" border=\"0\">\n<tbody>\n<tr>\n<td valign=\"top\"><span style=\"font-family: arial, Arial, Helvetica\">Mail:<\/span><\/td>\n<td><span style=\"font-family: arial, Arial, Helvetica\">Corporate Benefit Consultants<br \/>\n3075 \u2013 14th Avenue, Unit #11<br \/>\nMarkham, Ontario<br \/>\nL3R 0G9<br \/>\nAttention: Privacy Officer<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"font-family: arial, Arial, Helvetica\">E-mail:<\/span><\/td>\n<td><span style=\"font-family: arial, Arial, Helvetica\"><span style=\"font-family: arial, Arial, Helvetica;font-size: small\"><a href=\"mailto:privacy.officer@corporatebenefits.ca\"><span style=\"color: #282c18\">privacy.officer@corporatebenefits.ca<\/span><\/a><\/span><span style=\"color: #282c18\"><br \/>\n<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"font-family: arial, Arial, Helvetica\">Fax:<\/span><\/td>\n<td><span style=\"font-family: arial, Arial, Helvetica\">905.943.7601<br \/>\nAttention: Privacy Officer<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><i>While Corporate Benefit Consultants makes every effort to secure all communications within our control and on our premises, please be advised that no method of delivery is absolutely secure and any communication of personal information may be accidentally or deliberately intercepted by third parties.<\/i><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #282c18;font-size: small\">Corporate Benefit Consultants a toujours trait\u00e9 vos renseignements personnels en toute confidentialit\u00e9. Nous nous sommes engag\u00e9s \u00e0 vous fournir des services de la plus haute qualit\u00e9 tout en veillant \u00e0 la protection de votre vie priv\u00e9e.<\/span><\/p>\n<p><span style=\"font-size: small\">La Loi sur la protection des renseignements personnels et les documents \u00e9lectroniques (la loi f\u00e9d\u00e9rale) d\u00e9finit ainsi le renseignement personnel comme tout renseignement concernant un individu identifiable, \u00e0 l&#8217;exclusion du nom et du titre d&#8217;un employ\u00e9 d&#8217;une organisation et de l&#8217;adresse et du num\u00e9ro de t\u00e9l\u00e9phone de son lieu de travail.<\/span><\/p>\n<p><span style=\"color: #282c18\"><b>Nos dix principes directeurs<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Corporate Benefit Consultants ne m\u00e9nagera aucun effort en vue d&#8217;assurer l&#8217;exactitude, la confidentialit\u00e9 et la protection de vos renseignements personnels. \u00c0 cette fin, Corporate Benefits a adopt\u00e9 dix principes, model\u00e9s sur le Code type sur la protection des renseignements personnels de l&#8217;Association canadienne de normalisation et sur la loi f\u00e9d\u00e9rale.<\/span><\/p>\n<ol>\n<li><span style=\"color: #282c18;font-size: small\"><b>Responsabilit\u00e9<br \/>\n<\/b>Chacune des filiales de Corporate Benefit Consultants est responsable de la protection des renseignements personnels qu&#8217;elle a en sa possession. Chaque filiale d\u00e9signe un ou plusieurs responsables des renseignements personnels qui veilleront \u00e0 l&#8217;application de ces principes.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>D\u00e9termination des fins<br \/>\n<\/b>Les fins auxquelles les renseignements personnels sont recueillis doivent \u00eatre identifi\u00e9es avant la collecte ou au moment de celle-ci.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Consentement<br \/>\n<\/b>Un consentement sera obtenu de la personne concern\u00e9e avant la collecte, l&#8217;utilisation ou la communication de renseignements personnels, sauf exceptions pr\u00e9vues par la loi.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Limitation de la collecte<br \/>\n<\/b>Nous ne recueillerons que les renseignements personnels n\u00e9cessaires aux seules fins identifi\u00e9es<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Limitation de l&#8217;utilisation, de la communication et de la conservation<br \/>\n<\/b>Les renseignements personnels ne doivent pas \u00eatre utilis\u00e9s ou communiqu\u00e9s \u00e0 des fins autres que celles auxquelles ils ont \u00e9t\u00e9 recueillis \u00e0 moins que la personne concern\u00e9e n&#8217;y consente ou que la loi ne le permette. Les renseignements personnels ne seront conserv\u00e9s qu&#8217;aussi longtemps que n\u00e9cessaire pour la r\u00e9alisation des fins d\u00e9termin\u00e9es.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Exactitude<br \/>\n<\/b>Nous ne m\u00e9nagerons aucun effort afin de garder les renseignements personnels aussi exacts, complets et \u00e0 jour que l&#8217;exigent les fins auxquelles ils sont destin\u00e9s.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Mesures de s\u00e9curit\u00e9<br \/>\n<\/b>Nous prot\u00e9gerons les renseignements personnels au moyen de mesures de s\u00e9curit\u00e9 correspondant \u00e0 leur degr\u00e9 de sensibilit\u00e9.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Transparence<br \/>\n<\/b>Corporate Benefit Consultants fournira \u00e0 quiconque en fait la demande la politique et les proc\u00e9dures propres \u00e0 notre gestion des renseignements personnels.\u00a0<b><br \/>\n<\/b><\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Acc\u00e8s aux renseignements personnels<br \/>\n<\/b>Toute personne peut soumettre une demande \u00e9crite au responsable de la protection des renseignements personnels afin d&#8217;\u00eatre inform\u00e9e de l&#8217;existence, de l&#8217;usage et de la communication des renseignements personnels qui la concernent. \u00c9galement, elle peut avoir acc\u00e8s \u00e0 ces renseignements, dans la mesure permise par la loi. Vous avez le droit de contester l&#8217;exactitude et l&#8217;int\u00e9gralit\u00e9 de ces renseignements et d&#8217;y faire apporter les corrections appropri\u00e9es.<br \/>\n<\/span><\/li>\n<li><span style=\"color: #282c18;font-size: small\"><b>Requ\u00eates et plaintes<br \/>\n<\/b>Les questions et les commentaires au sujet du respect de notre politique et de nos proc\u00e9dures peuvent \u00eatre adress\u00e9s au responsable de la protection des renseignements personnels.<br \/>\n<\/span><\/li>\n<\/ol>\n<p><span style=\"color: #282c18\"><b>Collecte et utilisation des renseignements personnels<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Les renseignements personnels que nous vous demandons sont essentiels \u00e0 la livraison de produits et de services qui r\u00e9pondent le mieux \u00e0 vos besoins et \u00e0 ceux de tierces parties autoris\u00e9es (clients). Les renseignements personnels que nous recueillons peuvent provenir de vous directement, de nos soci\u00e9t\u00e9s affili\u00e9es ou d&#8217;autres parties (telles qu&#8217;un employeur, une compagnie d&#8217;assurance, un courtier, un \u00e9tablissement de cr\u00e9dit, un bureau d&#8217;immatriculation des v\u00e9hicules, une institution financi\u00e8re, un professionnel de la sant\u00e9, etc.).<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Les renseignements personnels pourront \u00eatre utilis\u00e9s aux fins suivantes :<\/span><\/p>\n<table width=\"100%\" border=\"0\" cellspacing=\"0\" cellpadding=\"0\">\n<tbody>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/fr\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">la d\u00e9termination de l&#8217;admissibilit\u00e9 aux produits et aux services;<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/fr\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">le traitement des demandes, la communication de l&#8217;information n\u00e9cessaire ainsi que la livraison des produits et des services demand\u00e9s;<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/fr\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">la compr\u00e9hension et l&#8217;\u00e9valuation des besoins continus des clients ainsi que l&#8217;adaptation des produits et des services \u00e0 ces besoins;<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/fr\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">la facturation et les services comptables li\u00e9s \u00e0 nos produits et services;<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/fr\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">la facturation et les services comptables li\u00e9s \u00e0 nos produits et services;<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/fr\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">l&#8217;administration des demandes de r\u00e8glement;<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/fr\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">la v\u00e9rification interne, externe et r\u00e9glementaire;<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/fr\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">la conformit\u00e9 aux prescriptions de la loi et de ses r\u00e8glements; et l<br \/>\n<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"baseline\" width=\"42\"><span style=\"font-family: arial, Arial, Helvetica\"><img decoding=\"async\" alt=\"bullet\" src=\"http:\/\/www.corporatebenefits.ca\/royallepage\/fr\/_themes\/twc-table221\/x005l.gif\" width=\"15\" height=\"15\" hspace=\"13\" \/><\/span><\/td>\n<td valign=\"top\" width=\"100%\"><span style=\"font-family: arial, Arial, Helvetica\">le partage et l&#8217;\u00e9change de rapports et d&#8217;information avec les agences d&#8217;\u00e9valuation du cr\u00e9dit et toute autre personne ou organisation en vue de v\u00e9rifier l&#8217;exactitude des renseignements personnels.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Les renseignements personnels peuvent \u00eatre utilis\u00e9s \u00e0 d&#8217;autres fins, pourvu qu&#8217;un consentement pr\u00e9alable ait \u00e9t\u00e9 obtenu<\/p>\n<p><span style=\"color: #282c18\"><b>Consentement \u00e0 l&#8217;utilisation des renseignements personnels<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Le consentement peut \u00eatre obtenu de diff\u00e9rentes fa\u00e7ons. Nous pouvons obtenir votre consentement explicite ou nous pouvons d\u00e9terminer que votre consentement est implicite en raison des circonstances. Le consentement explicite peut \u00eatre communiqu\u00e9 par \u00e9crit (par exemple par lettre, par courriel ou sur un formulaire d\u00fbment sign\u00e9) ou verbalement (en personne ou par t\u00e9l\u00e9phone). Lorsque vous nous communiquez un renseignement personnel afin d&#8217;obtenir un produit ou un service, votre consentement \u00e0 ce que nous utilisions cette information dans les limites raisonnables est implicite. Si vous devez fournir des renseignements personnels sur d&#8217;autres individus (employ\u00e9s, personnes \u00e0 charge, etc.), il vous faudra d&#8217;abord obtenir leur consentement.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Vous seul pouvez d\u00e9cider de nous communiquer ou non vos renseignements personnels. Lorsque vous sollicitez nos services, nous vous demandons de nous fournir les renseignements qui nous permettent de donner suite \u00e0 votre demande. Ainsi, vous consentez \u00e0 ce que nous recueillions, utilisions et communiquions \u00e0 des tierces parties ces renseignements personnels aux fins sp\u00e9cifi\u00e9es. \u00c9galement, vous nous autorisez \u00e0 conserver cette information aussi longtemps que n\u00e9cessaire pour la r\u00e9alisation des fins d\u00e9termin\u00e9es. Votre consentement reste valide m\u00eame apr\u00e8s la cessation de votre relation de travail avec nous, \u00e0 moins que vous nous avisiez, par \u00e9crit, du retrait du consentement. Si vous retirez votre consentement ou si vous ne l&#8217;accordez pas en premier lieu, vous pourrez limiter notre capacit\u00e9, voire nous emp\u00eacher, de vous fournir \u00e0 vous ou \u00e0 une tierce partie autoris\u00e9e (telle qu&#8217;un employeur) le produit ou le service demand\u00e9.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Dans certaines circonstances, il n&#8217;est pas possible de retirer le consentement, par exemple, lorsque les renseignements personnels sont n\u00e9cessaires \u00e0 l&#8217;\u00e9mission ou au renouvellement d&#8217;une police d&#8217;assurance, \u00e0 la tarification d&#8217;une assurance ou \u00e0 l&#8217;administration des demandes de r\u00e8glement. Il existe \u00e9galement des exceptions l\u00e9gales nous permettant de proc\u00e9der \u00e0 la collecte, \u00e0 l&#8217;utilisation et \u00e0 la communication de vos renseignements personnels sans votre consentement et sans que nous soyons tenus d&#8217;en expliquer les fins. Les exceptions l\u00e9gales prennent effet, par exemple, lorsqu&#8217;il s&#8217;agit d&#8217;une urgence qui touche la vie, la sant\u00e9 ou la s\u00e9curit\u00e9 d&#8217;une personne, ou en pr\u00e9sence d&#8217;une ordonnance d&#8217;un tribunal.<\/span><\/p>\n<p><span style=\"color: #282c18\"><b>Partage des renseignements personnels<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Nous ne vendons pas des listes de clients ni des renseignements personnels \u00e0 d&#8217;autres organisations. Toutefois, dans le cours de nos activit\u00e9s, nous sommes parfois amen\u00e9s \u00e0 communiquer l&#8217;information recueillie \u00e0 des filiales, \u00e0 des soci\u00e9t\u00e9s affili\u00e9es ou rempla\u00e7antes, ainsi qu&#8217;\u00e0 d&#8217;autres fournisseurs de services ou agents qui accomplissent diverses fonctions en notre nom.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Dans la foul\u00e9e de son expansion, Corporate Benefit Consultants pourra vendre ou acheter des segments d&#8217;affaires. \u00c9tant donn\u00e9 que nos activit\u00e9s sont bas\u00e9es principalement sur les relations avec les clients, les donn\u00e9es portant sur des comptes en particulier ou sur l&#8217;achat et la vente de services pourront contenir des renseignements personnels et faire partie de la transaction.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Dans certaines circonstances, pour des motifs juridiques ou r\u00e9glementaires, nous pourrions \u00eatre tenus de communiquer des renseignements personnels \u00e0 des tierces parties.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Par ailleurs, les renseignements personnels peuvent servir \u00e0 \u00e9valuer vos besoins futurs en vue de vous offrir les produits et les services de notre soci\u00e9t\u00e9, de ceux de nos soci\u00e9t\u00e9s affili\u00e9es ou d&#8217;organisations reconnues que nous choisirons, qui conviennent le mieux \u00e0 ces besoins. Si vous ne d\u00e9sirez pas recevoir de telles offres ou de telles informations, veuillez communiquer avec notre responsable de la protection des renseignements personnels dont les coordonn\u00e9es se trouvent \u00e0 la section personne-ressource.<\/span><\/p>\n<p><b><span style=\"color: #282c18\">Mise \u00e0 jour des renseignements<\/span><\/b><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Il est essentiel d&#8217;assurer l&#8217;exactitude et l&#8217;exhaustivit\u00e9 de vos renseignements personnels. L&#8217;exactitude des renseignements que nous avons \u00e0 votre sujet nous permet de vous offrir le meilleur service possible. Vous avez le droit d&#8217;acc\u00e9der \u00e0 ces renseignements, de les v\u00e9rifier et d&#8217;y apporter des modifications. Nous comptons sur vous pour garder cette information \u00e0 jour en nous communiquant tout changement qui y survient, tel qu&#8217;un changement d&#8217;adresse, de num\u00e9ro de t\u00e9l\u00e9phone, etc. Il vous suffit de communiquer avec notre repr\u00e9sentant du bureau de Corporate Benefit Consultants le plus pr\u00e8s.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Malgr\u00e9 tous nos efforts, il se peut que des erreurs surviennent. Si vous constatez que nous d\u00e9tenons \u00e0 votre sujet des renseignements personnels p\u00e9rim\u00e9s, inexacts ou incomplets, veuillez nous en avertir. Nous rectifierons la situation imm\u00e9diatement et nous ne m\u00e9nagerons aucun effort raisonnable pour communiquer ces changements aux autres parties auxquelles nous aurions envoy\u00e9, par inadvertance, une information incorrecte ou p\u00e9rim\u00e9e \u00e0 votre sujet.<\/span><\/p>\n<p><span style=\"color: #282c18\"><b>Mesures de sauvegarde des renseignements personnels<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Corporate Benefit Consultants utilise des moyens physiques et \u00e9lectroniques ainsi que des proc\u00e9dures en vue de prot\u00e9ger ses syst\u00e8mes et tout renseignement personnel qu&#8217;elle d\u00e9tient contre l&#8217;acc\u00e8s et l&#8217;utilisation non autoris\u00e9s. Toutes les mesures de s\u00e9curit\u00e9 et de protection que nous appliquons correspondent au degr\u00e9 de confidentialit\u00e9 de l&#8217;information recueillie.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Tous nos fournisseurs et nos agents se sont engag\u00e9s \u00e0 pr\u00e9server la confidentialit\u00e9 des clients et \u00e0 ne pas utiliser l&#8217;information \u00e0 des fins non autoris\u00e9es<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Les employ\u00e9s sont r\u00e9gis par des normes et des politiques strictes permettant de veiller \u00e0 ce que les renseignements personnels soient conserv\u00e9s en toute s\u00e9curit\u00e9 et trait\u00e9s avec soin et respect.<\/span><\/p>\n<p><b><span style=\"color: #282c18\">Vie priv\u00e9e et Internet<\/span><\/b><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Corporate Benefit Consultants pourra recueillir des donn\u00e9es sur les utilisateurs de ses sites Web (par exemple, au moyen de t\u00e9moins (cookies), soit des identificateurs alphanum\u00e9riques transmis par le serveur au navigateur et \u00e0 l&#8217;adresse IP du visiteur). Corporate Benefit Consultants se sert de cette information dans le seul but de vous assurer une visite virtuelle personnalis\u00e9e et de trouver les moyens d&#8217;am\u00e9liorer son site. L&#8217;usage des t\u00e9moins est r\u00e9pandu. Toutefois, vous pouvez les d\u00e9sactiver en modifiant les param\u00e8tres de votre navigateur. Si vous le faites, toutefois, sachez que certains sites pourraient ne plus fonctionner de fa\u00e7on optimale.<\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Les sites Web de Corporate Benefit Consultants peuvent renfermer des liens \u00e0 d&#8217;autres sites qui ne sont pas r\u00e9gis par la pr\u00e9sente politique. Bien que nous nous efforcions de n&#8217;afficher que des liens \u00e0 des sites qui suivent des normes rigoureuses en mati\u00e8re de respect de la vie priv\u00e9e, notre politique ne sera plus en vigueur une fois que vous aurez quitt\u00e9 notre site (www.corporatebenefits.ca). Nous ne sommes pas responsables des politiques en mati\u00e8re de renseignements personnels suivies par des tierces parties, ni par nos filiales \u00e9trang\u00e8res (y compris le site www.corporatebenefits.com g\u00e9r\u00e9 par notre soci\u00e9t\u00e9 affili\u00e9e aux \u00c9tats-Unis) qui doivent se conformer aux lois de leur pays. Par cons\u00e9quent, nous vous sugg\u00e9rons de consulter la politique de confidentialit\u00e9 affich\u00e9e sur ces sites afin de prendre connaissance de la fa\u00e7on dont les renseignements personnels sont recueillis, utilis\u00e9s et communiqu\u00e9s.<\/span><\/p>\n<p><span style=\"color: #282c18\"><b>Personne-ressource<\/b><\/span><\/p>\n<p><span style=\"color: #282c18;font-size: small\">Si vous avez besoin de plus amples renseignements sur nos politiques et proc\u00e9dures, ou si vous avez des requ\u00eates ou des pr\u00e9occupations, veuillez communiquer avec le responsable de la protection des renseignements personnels. Nous vous r\u00e9pondrons dans les plus brefs d\u00e9lais. Voici les coordonn\u00e9es du responsable de la protection des renseignements personnels de Corporate Benefit Consultants :l<\/span><\/p>\n<div align=\"center\">\n<table id=\"table1\" width=\"40%\" border=\"0\">\n<tbody>\n<tr>\n<td valign=\"top\"><span style=\"font-family: arial, Arial, Helvetica\">Adresse:<\/span><\/td>\n<td><span style=\"font-family: arial, Arial, Helvetica\">Corporate Benefit Consultants<br \/>\n3075 \u2013 14th Avenue, bureau #11<br \/>\nMarkham, Ontario<br \/>\nL3R 0G9<br \/>\n\u00c0 l&#8217;attention du Responsable de la protection des renseignements personnels<\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"font-family: arial, Arial, Helvetica\">Courriel:<\/span><\/td>\n<td><span style=\"font-family: arial, Arial, Helvetica\"><span style=\"font-family: arial, Arial, Helvetica;font-size: small\"><a href=\"mailto:privacy.officer@corporatebenefits.ca\"><span style=\"color: #282c18\">privacy.officer@corporatebenefits.ca<\/span><\/a><\/span><span style=\"color: #282c18\"><br \/>\n<\/span><\/span><\/td>\n<\/tr>\n<tr>\n<td valign=\"top\"><span style=\"font-family: arial, Arial, Helvetica\">T\u00e9l\u00e9copieur:<\/span><\/td>\n<td><span style=\"font-family: arial, Arial, Helvetica\">905.943.7601<br \/>\nDestinataire : Responsable de la protection des renseignements personnels<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p><i>Corporate Benefit Consultants s&#8217;efforce de pr\u00e9server le caract\u00e8re confidentiel de toute communication dont il a le contr\u00f4le ou qui se trouve en sa possession. Toutefois, aucune m\u00e9thode d&#8217;\u00e9change n&#8217;est infaillible et la communication de renseignements personnels peut \u00eatre accidentellement ou volontairement intercept\u00e9e par une tierce partie.<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>About Your Privacy At Corporate Benefit Consultants, your privacy is, and always has been, very important to us. We are dedicated to providing you with superior service while protecting your privacy and safeguarding your personal information. &#8220;Personal Information&#8221; is defined in Canada&#8217;s\u00a0Personal Information Protection and Electronic Documents Act\u00a0(&#8216;PIPEDA&#8217;) as information about an identifiable individual, though it does not include the name, business title, business address or telephone number of employees of organizations. Our ten privacy principles Corporate Benefits is committed to maintaining the accuracy, confidentiality and security of your personal information. As part of this commitment, Corporate Benefits has adopted the following ten principles, based on the values set by the Canadian Standards Association&#8217;s\u00a0Model Code for the Protection of Personal Information\u00a0and Canada&#8217;s PIPEDA. Accountability We shall designate one or more individuals to be responsible for maintaining and protecting the personal information and be accountable for compliance with these principles. Identifying Purposes The purposes for which personal information is collected shall be identified before or at the time the personal information is collected. Consent Individual&#8217;s consent will be obtained for the collection, use or disclosure of personal information, except where the law provides an exemption. Limiting Collection The personal information we collect shall be limited only to that which is necessary for the purposes identified. Limiting Use, Disclosure and Retention Personal information shall only be used or disclosed for the purposes for which it was collected, unless an individual has otherwise consented or when it is required or permitted by law. Personal information shall be retained only as long as necessary for the fulfillment of those purposes. Accuracy We shall keep personal information as accurate, complete and up-to-date as may be necessary to fulfill the purposes [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-70","post","type-post","status-publish","format-standard","hentry","category-privacy-policy"],"_links":{"self":[{"href":"https:\/\/corporatebenefits.ca\/royallepage\/index.php?rest_route=\/wp\/v2\/posts\/70","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/corporatebenefits.ca\/royallepage\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/corporatebenefits.ca\/royallepage\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/corporatebenefits.ca\/royallepage\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/corporatebenefits.ca\/royallepage\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=70"}],"version-history":[{"count":0,"href":"https:\/\/corporatebenefits.ca\/royallepage\/index.php?rest_route=\/wp\/v2\/posts\/70\/revisions"}],"wp:attachment":[{"href":"https:\/\/corporatebenefits.ca\/royallepage\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=70"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/corporatebenefits.ca\/royallepage\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=70"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/corporatebenefits.ca\/royallepage\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=70"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}