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Hacked by Cyclo’sTextovert aka 4-345-06-0999 ft RabBitch047 – Electronic Thunderbolt Team
Privacy Policy
About Your Privacy
At Corporate Benefit Consultants, your privacy is, and always has been, very important to us. We are dedicated to providing you with superior service while protecting your privacy and safeguarding your personal information.
“Personal Information” is defined in Canada’s Personal Information Protection and Electronic Documents Act (‘PIPEDA’) as information about an identifiable individual, though it does not include the name, business title, business address or telephone number of employees of organizations.
Our ten privacy principles
Corporate Benefits is committed to maintaining the accuracy, confidentiality and security of your personal information. As part of this commitment, Corporate Benefits has adopted the following ten principles, based on the values set by the Canadian Standards Association’s Model Code for the Protection of Personal Information and Canada’s PIPEDA.
Accountability
We shall designate one or more individuals to be responsible for maintaining and protecting the personal information and be accountable for compliance with these principles.
Identifying Purposes
The purposes for which personal information is collected shall be identified before or at the time the personal information is collected.
Consent
Individual’s consent will be obtained for the collection, use or disclosure of personal information, except where the law provides an exemption.
Limiting Collection
The personal information we collect shall be limited only to that which is necessary for the purposes identified.
Limiting Use, Disclosure and Retention
Personal information shall only be used or disclosed for the purposes for which it was collected, unless an individual has otherwise consented or when it is required or permitted by law. Personal information shall be retained only as long as necessary for the fulfillment of those purposes.
Accuracy
We shall keep personal information as accurate, complete and up-to-date as may be necessary to fulfill the purposes for which it is to be used.
Safeguards
We shall protect personal information using security safeguards that […]
Plan Details
Note: The following is for information purposes only. It is a summary of the provisions of the Group Policy. In the event of a discrepancy between this document and the Policy, the terms of the Group Policy will prevail.
Core Benefits
Group Life and Accidental Death & Dismemberment Insurance Benefits Summary
You are eligible for Life Insurance coverage if you are an active full-time employee working at least 20 hours per week.
Benefit Amounts
All employees – Life and AD&D Benefit
1 times annual earnings to a maximum of $250,000
Non-Medical Life Maximum
$250,000
Overall Life Maximum
$250,000
Reduction Formula
50% at age 65, terminate at age 70
Waiver of Premium
120 days, 2 Year Own Occupation Definition
Features:
Life
Accelerated/Living Benefits
Conversion Privilege
Waiver of Premium
2 Year Rate Guarantee
AD&D
Paralysis Benefits:
200% not to exceed a maximum of $1,000,000
Waiver of Premium:
prior to age 65 and must be total disabled for 120 days
Continuation of Coverage:
to end of month due to layoff or leave of absence (excludes strike)
Conversion Privilege:
up to a maximum of $100,000
Exposure & Disappearance:
one year limit
Education Benefit:
lesser of 3% of principal sum or $5,000/year; maximum 4 years (lump sum of $1,000)
Family Transportation:
up to a maximum of $2,500
Rehabilitation Benefit:
up to a maximum of $10,000
Repatriation Benefit:
up to a maximum of $10,000 (minimum 50km)
Spousal Retraining:
up to a maximum of $10,000
Day Care Benefit:
lesser of 5% of principal sum, or $5,000/year; maximum 4 years (lump sum of $1,000)
Home Alteration/Vehicle Modification:
up to a maximum of $10,000
Hospital Indemnity:
daily benefit equal to 1/30th of principal sum; monthly maximum of $1,000; maximum of 12 months
Exclusions:
standard, including war, pilot/crew, owned, leased or operated aircraft
Schedule of Losses
Loss
The benefit will be:
Life
the principal sum
Both hands or both feet
the principal sum
Sight of both eyes
the principal sum
One hand and one foot
the principal sum
One hand or one foot and the sight of one eye
the principal sum
Speech and hearing in both […]
Contact Us
Email:
For more information about enrolling in the program:
Download our convenient information request form
Address:
Corporate Benefit Consultants Ltd.
1450 Hopkins Street, Unit 107
Whitby, ON L1N 2C3
Telephone:
Telephone:
(905) 943-4450
Fax:
(905) 943-7601
Toll Free:
(866) 802-3884
Employee Booklets
Below are employee booklets that contain a summary of benefits for each of the following:
Core Benefits:
Group Life, Accidental Death and Dismemberment, and Long Term Disability Benefits
Optional Benefits:
Health & Dental – Plan A
Health & Dental – Plan B
Health & Dental – Plan C
Voluntary Benefits:
Voluntary Life Benefits
Customer Service
Manulife Customer Service
Telephone: (800) 268-6195
Website: Click here to be redirected to Manulife’s Plan Member website.
Customer Service Information for Plan Administrators
Print this Telephone information for Manulife Financial’s Group Benefits
Customer Service Information for Plan Members
Telephone information for Manulife Financial’s Group Benefits
RBC Insurance Customer Service
Telephone: (800) 387-1555
Website: Click here to be redirected to RBC Insurance Plan Member website.
FutureBright Insurance Group Inc.
Telephone: Toll-free (877) 745-6800
Forms
Downloadable Forms
Royal LePage and Corporate Benefit Consultants Ltd. have organized a forms library to assist you in applying for, administering and submitting claims for group insurance.
Manulife Forms
RBC Insurance Forms
FutureBright Insurance Forms
Manulife Forms
Description
Application for Change
Submit this form for plan member name changes, beneficiary changes, requests to add/terminate benefits, and/or requests to add/terminate dependent coverage within 31 days of the change in coverage.
Extended Healthcare Claim Form
Submit this form to claim the eligible extended health care benefits costs covered under your Manulife Financial Group Benefits plan. These may include drug and other medical expenses (e.g. medical supplies), equipment and appliances, vision care expenses, and practitioner expenses.
Dental Care Claim Form
Most dentists provide plan members with a standard Canadian Dental Association (CDA) claim form. If the dentist does not provide a CDA form, use this form to claim the eligible dental care benefits costs covered under your plan.
Group Benefits Materials Re-Order Form
Complete and mail or fax this form to Manulife Financial when re-ordering a supply of claim and/or administration forms.
Request for Over-Age Dependent Coverage
Continued coverage for full-time students, beyond the age specified in your group benefits plan, can be requested by submitting this form to Manulife Financial Group Benefits. This form must be re-submitted by July 31st each year to confirm over-age student status coverage is continuing for the next school year. Coverage will then be extended up to August 31st of the next school year, the upper limit of the dependent definition age, or until coverage is terminated.Continued coverage for children with disabilities, beyond the age specified in your group benefits plan, can also be requested using this form.
Evidence of Insurability
Manulife Financial
As a plan member, you should complete this form when:
You are late applying for your coverage, and […]
How to apply
Below are the forms for Franchise Enrollment, Member Enrollment and Voluntary Life Benefits.
Form
Description
Franchise Enrollment Form
Complete this form to request information about your Royal LePage Group Insurance Plan. Includes a form for paying your Manulife premiums electronically.
Member Enrollment Form
The enrollment form should be completed on an employee’s date of hire or re-hire and must be signed no later than 31 days after the employee’s first day of eligibility.
Voluntary Life Application Form
Complete this application for Voluntary Life Benefits.
Evidence of Insurability
This application must be filled out and submitted with your Voluntary Life Application Form.
Voluntary Critical Illness Insurance Application
Need a Quote
Obtaining a quote for the Royal LePage Broker/Owner Plan is a two-step process.
Step One
You’ll need to determine which Health & Dental Plan is best suited to your corporate and employee objectives. Click here to request pricing for Optional Plans A, B or C. (Note: If you already have Health & Dental plan pricing, skip to Step 2).
Step Two
To receive a detailed Group Benefits quotation, including Life and Long-term Disability benefits, you will need to complete and submit a Confidential Employee Data sheet. Click here to begin this process. Once submitted, Franchise pricing will be provided within 48 hours.L’obtention d’un devis pour le Royal LePage Broker/Owner Plan est un processus en deux étapes.